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Frequently Asked Questions

I am self employed. Can I fetch auto loans here?
Certainly! The prominent feature of Galaxy Auto Loan is that the service of this organization is for all. Employed, self employed and even unemployed, if you want to purchase vehicle, you can have auto loans here.

Do you offer auto loans?
We don’t offer auto loans. Instead, we forward the application of borrowers to the right lenders. With large number of lenders rushing to have your business, you sure need an expert help to find the right lender.

Are you also into selling cars?
No, again selling cars doesn’t come in our services. But if an individual is looking for some expert tips for deciding the model or make of car, we sure can help.

Can I refinance my current auto loan here?
Yes, you can. And by refinancing you can switch over to a more competitive auto loan deal if you feel that your current deal isn’t. Refinance auto loan is available to all borrowers for helping them get a typical APR, better terms for improved credit score or more home equity.

What are the terms at which I will get my auto loan?
The terms are to be decided according to the borrowers’ circumstances, requirements and lenders policy. However, if you want to view the deals that are in your kitty, just request a quote from some of the lenders here. This is a free service and above all you don’t incur any obligation when you view quotes.

Is a down payment always required for taking an auto loan?
No, not necessarily. Down payment is asked only in some cases. Down payment helps reduce the risk in any loan deal, since lender feels that borrower too has accepted a part of the risk. However, Galaxy Auto Loan can easily search a loan deal where there is no down payment involved.

 
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